The Capital Regulation Supervision Used In Vietnamese Commercial Bank Sector

State Bank of Vietnam (SBV) set a plan of full application of Basel supervision and regulation framework (Basel III). By the end of 2018, all commercial banks should comply with the regulation. In 2010 SBV has issued regulatory framework which incorporates some principles and rules of Basel II. Before the full implementation of the regulation, Pilot study is currently being conducted. This pilot study will demand reliable analysis in order to deepen banking regulation and to make the banking system sound, transparent and prepared for further development. In this thesis, the author review the current state of knowledge related to the banking regulation, conduct an empirical analysis and synthesise findings. Most importantly, the author suggests indicators which should be monitored; the author points to the most vulnerable and problematic issues Vietnamese commercial banks face and proposes a methodological framework which should be followed to achieve successful transition to a new banking environment under the Basel III framework. Given the complexity of studied area, this thesis focus mainly on the capital regulation and supervision. On average, the empirical evidence shows that Vietnamese commercial banks pursued credit growth at a higher priority than capital regulation requirements. Retained earnings and riskweighted assets are permutations to account for the bulk of both higher riskweighted capital ratio and capital-to-total-assets ratio, while the shares issuance played a lesser role. The author finds that the manner of the adjustment by the Vietnamese commercial banks to the capital target led to a loss in efficiency. Also, the empirical analysis was conducted on the same sample as the original Pilot program. Using quantitative analysis, this thesis also acquires a deeper understanding of the associations between the capital regulation implementation and the operation of banking business, and the associations between the capital regulation implementation and banks’ efficiency, adding a case study of Vietnamese commercial bank sector in the pilot period of the regulatory application Basel framework. These contributions could benefit to both theory and practice.

ISBN:	978-80-7454-744-7
EAN:	9788074547447
Počet stran	45 stran
Datum vydání	03. 09. 2018
Pořadí vydání	První
Jazyk	anglický
Vazba	e-kniha - pdf
Autor:	Ho Thanh Tung
Nakladatelství	Univerzita Tomáše Bati ve Zlíně
Tématická skupina	1 - Ekonomika
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